Understanding Probate Advances vs. Probate Loans: What’s the Difference? Losing a loved one is hard enough, and dealing with the legalities of probate can add to the stress. Probate is the legal process where a court validates a will, settles any debts, and distributes the remaining assets to heirs. Unfortunately, probate can take months or even years, leaving heirs in limbo without access to their inheritance. If you're in a financial pinch, you might consider...