Freelancing offers freedom, flexibility, and control over your career—but it also comes with responsibilities, especially when it comes to managing your finances. One essential financial document every freelancer needs is a paystub. While traditional employees get paystubs from their employers, freelancers must often create their own. That’s where free paystub makers come in.

In this article, we’ve compiled a list of the top 10 free paystub makers every freelancer should try. Whether you're applying for a loan, renting an apartment, or just keeping organized records, these tools can help you generate professional paystubs quickly and affordably.

1. StubCreator

StubCreator leads the list thanks to its user-friendly interface, customizable templates, and reliable calculations. It offers a free paystub for first-time users, making it perfect for freelancers who want to test the platform before committing to a paid plan.

Key Features:

• Free first stub
• Real-time preview
• Accurate tax and deduction calculations
• Customizable company and employee details
• Secure and encrypted platform

Why Freelancers Love It:
StubCreator is especially handy for freelancers who need professional, accountant-level stubs without complex software. Its accuracy and ease-of-use make it a top choice for independent contractors.

2. PayStubsNow

PayStubsNow is an all-in-one document generation platform, great for freelancers who not only need paystubs but also invoices, W-2s, and 1099s. While it’s not completely free long-term, you can use the demo version to test its capabilities.

Key Features:

• Multiple document types (paystubs, invoices, W-2s)
• Instant PDF downloads
• Option to email stubs directly

Best For: Freelancers who need multiple document formats with a clean, professional look.

3. FormPros

FormPros is another popular online paystub generator that offers a free trial with limited usage. It’s a great tool for freelancers needing fast, accurate stubs, particularly those who want more control over the stub's layout and financial breakdowns.

Key Features:

• Easy-to-follow wizard
• Real-time tax calculations
• Great for small business contractors and freelancers

Pros: Simple, professional templates and guided steps make it beginner-friendly.

4. 123PayStubs

123PayStubs provides an efficient way for freelancers to create IRS-compliant stubs with detailed breakdowns. While it’s mostly a paid service, they offer free previews and promotions that allow users to test their platform.

Key Features:

• State-specific tax calculations
• Payroll support for sole proprietors
• Mobile and desktop-friendly interface

Ideal For: Freelancers who need accurate state-wise deductions and compliance.

5. PayStubMaker

With a focus on simplicity, PayStubMaker provides a quick-paystub generation tool that appeals to freelancers who want a no-fuss experience. Though full download features require a small fee, it’s free to use for previewing and testing.

Key Features:

• Simple and intuitive UI
• Great for one-time users
• Works for hourly or salaried income

Why It’s Useful: Freelancers with tight schedules love how fast they can generate a stub.

6. Real Check Stubs

Real Check Stubs offers a balance between customization and speed. While it doesn’t offer fully free downloads, it allows free editing and previews, which is useful for freelancers testing formats.

Key Features:

• Editable fields
• Free previews before purchase
• Several stub designs

Best Use Case: Freelancers seeking custom branding on stubs for clients or landlords.

7. PayStubCreator

PayStubCreator is very similar to StubCreator but is more geared toward ongoing users with recurring paystubs. It’s free to try, and perfect for freelancers who need a reliable way to show monthly income.

Key Features:

• Recurring stub generation
• Instant download
• Preview before payment

Why Freelancers Use It: Great for submitting income proof to mortgage brokers, landlords, or banks.

8. Online Pay Stub

Online Pay Stub is a simple, streamlined tool ideal for new freelancers or those who don’t want to sign up for accounts. It’s free to use with limited features, and you can generate a stub in under five minutes.

Key Features:

• Easy form-based entry
• Free preview
• Printable format

Pros: No registration required, fast turnaround time.

9. Create Pay Stubs

Create Pay Stubs offers an accessible and modern design with free stub generation for first-time users. Freelancers can input their details, customize formatting, and preview before downloading.

Key Features:

• Sleek interface
• Custom income frequency options
• Affordable additional stubs

Best For: Freelancers with multiple gigs or part-time work needing organized pay records.

10. ThePayStubs

ThePayStubs offers one of the most trusted paystub platforms online with a reputation for accuracy and support. While not entirely free, their trial and discount coupons can make it accessible for freelancers needing just one or two stubs.

Key Features:

• IRS-compliant formats
• 24/7 support
• Real-time tax computation

Why It Stands Out: Perfect for professional freelancers who need reliable and reputable documentation.

Final Thoughts

As a freelancer, staying on top of your financial records is essential for both professional credibility and personal budgeting. Free paystub makers help you create reliable documentation without the cost of hiring an accountant or purchasing complex software.

StubCreator stands out as the best starting point, especially with its free first stub and robust features. Whether you’re applying for a loan, renting a home, or just trying to stay organized, one of these top 10 tools will help you take control of your freelance income.